Global Banking and Markets & Canadian Retail Financial Insights
Global Banking and Markets
Net Income ($MM)
421
461
469
366
323
Q1/16 Q2/16 Q3/16 Q4/16 Q1/17
Average Loans² ($B) Net Interest Margin³ (%)
81
84 81 81 82
1.78
1.72
1.63
1.58 1.60
Q1/16 Q2/16 Q3/16 Q4/16 Q1/17
Q1/16 Q2/16 Q3/16 Q4/16 Q1/17
(1)
Attributable to equity holders of the Bank
(2)
(3)
Average Business & Government Loans & Acceptances
Corporate Banking only
11
·
•
•
•
Year-over-Year Highlights
Net Income up 28%
•
Higher contributions from Fixed
Income and Canadian lending
businesses, as well as lower PCLs
Partly offset by lower results in
investment banking and the Asia
lending business
Revenue up 16%
PCL loss ratio improved by 23
bps, driven by lower provisions in
the energy sector
Expenses up 10%
•
Higher performance based
compensation, as well as higher
technology and regulatory costs
Strong quarter, driven by
higher customer activity
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