Investor Presentaiton

1NFirst of Long Island Corporation 7% 4% 6% 2Q 2022 $3.9B 11% 4% 38% 30% 9% Funding Costs: 0.54% Effective Federal Funds Rate: 1.58% Money Market First of Long Island Corporation | KBW Investor Presentation 6% Funding Mix YE 2021 $3.6B YE 2020 $3.6B 4% 11% 39% 9% 32% 4% Funding Costs: 0.68% Effective Federal Funds Rate: 0.08% 8% 10% 4% 33% 32% Funding Costs: 1.12% Effective Federal Funds Rate: 0.09% Noninterest-bearing Time Brokered CDs Borrowings NOW Savings 21 21

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