Investor Presentaiton
LENDING AND DEPOSIT GROWTH
NICHE SEGMENT STRATEGY DELIVERING GROWTH
BOQD
GROUP
GROWTH IN CUSTOMER DEPOSITS ($M)
2,334
GROWTH IN LENDING ($M)
1,462
1,103
1,537
250
937
1,135
641
702
(208)
FY18
827
264
569
2
8
239
1,364
667
337
600
(567)
653
127
508
FY19
FY20
(10)
141
(26)
■Retail Bank ■Business Bank Other Deposits
FY18
FY19
FY20
Other
1
Housing ■Commercial BOQ Finance Consumer
BALANCED GROWTH ACROSS BUSINESS BANKING GLA ($M)
GROWTH IN HOUSING GLA ($M)
653
141
508
819
794
644
626
508
250
345
932
914
714
667
8
(923)
(649)
461
(1,378)
237
(65)
108
130
100
(21)
(3)
FY18
FY19
FY20
FY18
FY19
FY20
■ VMA Housing BOQ Specialist Housing BOQ Retail Housing BOQ Business Housing
(1) Includes Commercial, Agribusiness and SME lending
Bank of Queensland Limited 2020 Full Year Results Presentation
■■BOQ Specialist Commercial BOQ Commercial¹ Asset Finance²
(2) The reduction in Asset Finance growth reflects a strategic decision to focus on risk/ return in a
declining market
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