Q1 2020 Profit & Loss Account Review
150
FINANCIAL PERFORMANCE OVERVIEW
Profit After Tax (TZS Billions)
Net Interest Income (TZS Billions)
154
93
98
492
467
142
449
46%
370
Y-O-Y
Increase
2015
2016
2017
2018
2019
Non Interest Income (TZS Billions)
196
160
159
151
204
2015
2016
2017
2018
2019
4%
Y-O-Y
Increase
AGILITY
DILIGENCE
REPEAT
The Spirit of Great Banking!
NFI growth driven by increase of
revenues from NMB Mkononi,
Agency banking commission, and
Card fees.
اس
518
5%
Y-O-Y
Increase
M
2015
2016
2017
2018
2019
Operating Expenses (TZS Billions)
409
411
362
375
310
Increase of NII due to continued
growth in loans and advances
and investment in Government
securities
Impairment (TZS Billions)
30
13
137
131
100
2015
2016
2017
2018
2019
2015
2016
2017
2018
2019
0%
Y-O-Y
change
27%
Operating Expenses
remained flat.
Y-O-Y
Decrease
15
Reduction of Impairment charge
due to improvement of loan
Portfolio management
NMB
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