IBL Financial Overview

Living our purpose to create enduring worth, living in, not off, society Investec's sustainability principles: Creating long-term value for all our stakeholders Do no harm: ethical conduct and ESG screening Committed to a clean carbon transition Providing profitable, impactful and sustainable products and services Maximising impact: through a focus on the Sustainable Development Goals (SDGs) Well positioned in ESG rankings and ratings Dow Jones Sustainability Indices In Collaboration with HobecoAM JS= Top 15% in the global diversified financial services sector (inclusion since 2006) MSCI Top 30 in the FTSE/JSE Responsible Investment Index SUSTAINALYTICS Top 20% in the Global Sustainability Leaders Index (inclusion since 2012) CDP DEVITABLE ISS ESG REDUCED INEQUALITIES QUALITY EDUCATION CLIMATE ACTION Two core SDG priorities Addressing climate and inequality issues is fundamental to the success of our business Top 2% scoring AAA in the financial services sector by MSCI ESG Research Score B against an industry average of B (formerly Carbon Disclosure Project) Top 20% of the ISS ESG global universe and Top 14% of diversified financial services Secondary SDG priorities 6 CLEAN WATER AFFORDABLE AND INDUSTRY INNOVATION DECENT WORK AND AND SANITATION CLEAN ENERGY AND INFRASTRUCTURE ECONONIC GROWTH SUSTAINABLE CITIES AND COMMUNITIES Refer to our website for more information on Sustainability and ESG at Investec FTSE Russell STOXX Global ESG Leaders RM SA The Institute of Risk Management Included in the FTSE UK 100 ESG Select Index (out of 641 companies) 1 of 43 banks and financial services in the Global ESG Leaders Index (total of 439) components) 1 of 5 finalists for the ESG Sustainability Professional Award Page 12

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