Earnings Performance - Half year ended 30 June 2019

Qatar Bank Snapshot Total Assets (QAR billion, Q1 2019) Net Loans (QAR billion, Q1 2019) Customers' Deposit (¹) (QAR billion, Q1 2019) Y-o-Y growth 5.0% 5.3% 2.9% 2.8% (8.2%) 9.7% (11.8%) (1.6%) 6.0% 2.3% (1.6%) (3.1%) 2.9% Y-o-Y growth 7.6% (9.1%) 1.0% 4.5% Y-o-Y growth 1.6% (8.2%) 4.5% (2.0%) (9.0%) (10.9%) (8.3%) 882 634 623 155 144 100 96 106 85 54 50 76 108 59 82 40 31 31 28 64 54 35 28 24 QNB QIB Masraf ΑΙ Doha Bank QIIB ΑΙ Al Ahli Khaliji Bank QNB QIB Rayan Masraf ΑΙ Rayan Doha Bank QIIB ΑΙ Al Ahli Khaliji Bank QNB QIB Masraf ΑΙ Rayan Doha Bank QIIB ΑΙ Al Ahli Khaliji Bank Total Liabilities (QAR billion, Q1 2019) 796 135 124 88 83 48 44 35 Total Equity (QAR billion, Q1 2019) 86 20 20 13 13 765 Total CAR Ratio (Q1 2019) 19.3% 18.8% 18.5% 18.4% 18.0% 17.1% 16.1% 16.1% Masraf QNB QIB 5977 ΑΙ Doha Bank ΑΙ Al Ahli QIIB QNB QIB Khaliji Bank Doha Bank Rayan Masraf ΑΙ Rayan Khaliji Masraf ΑΙ QIIB Al Ahli Bank ΑΙ QIB QNB Rayan ΑΙ Al Ahli Doha Khaliji Bank Bank QIIB 69 Conventional Bank Islamic Bank In Qatar, Islamic and conventional banking operations have to be segregated Source: Companies' financial statements. 1. Islamic Banks' deposits calculated as Customer's Current Accounts plus Equity of Investment Account Holders. 15

View entire presentation