OppFi Pitch Deck

1 Vast, Underserved Market Opportunity 1. US Census Bureau U.S. Population Estimate ~330 million¹ Adult Population ~255 million 1 Target Credit Population ~60 million² Qualified Market (at 30%) ~18 million ~$27 billion³ Potential Annual Loan Originations Implies Current Penetration of <1% 18 2. Hamdani, Kausar, et al. "UNEQUAL ACCESS TO CREDIT The Hidden Impact of Credit Constraints." NewYork Fed.org, 2019 3. Assumes $1,500 installment loan issued principal OppFi

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