Investor Presentation December 2021

Strong Management Team Strong Management Team Mr. Shivan J.K, Managing Director & CEO Dhanlaxmi Bank established 1927 ■ Bachelor in Agriculture and MBA & CAIIB; More than 37 years of experience in Retail, Agri, Corporate, International & Forex operations. ■ Was Chief General Manager of Stressed Assets Resolution Group of State Bank of India and worked with EY India as Senior Advisor. Mr. L. Chandran, General Manager A post graduate in Science, MBA(Finance), CAIIB and B.Ed; Associated with DLB for over 24 years in different capacities in various geographical areas and was Chief Risk Officer, Chief Compliance Officer, Chief Recovery Officer and Head SME (Credit Underwriting). Also worked in Government and Public Sector Financial Institution for about 7 years. Mr. Ramesh A.J, Chief Financial Officer ■ ■ Chartered Accountant and CAIIB; More than 34 years of experience in Banking sector. Previously worked with SBI / SBT in Finance & Accounts, Large Value Credit intensive branches. Mr. John Varughese, Head IT and Digital Banking Engineering graduate, MBA, Certified Information System Auditor (CISA) & CAIIB; Over 28 years of experience in IT & Banking including with Federal Bank. ▪ Worked as Chief Information Security Officer, Head - Alternate Channels, Regional Head, Chief Compliance Officer and Chief Credit Officer. Mr. Rajan Sleeba, Head- Human Resources Department ■ Post Graduate in law (LLM) and CAIIB; Over 36 years of experience in banking sector including working with Federal Bank. ■ Vast experience in Branch Banking, Credit and as Regional Head. Mr. Surendran A.V, Head- Wholesale Banking ■ Graduate in Science and JAIIB; More than 33 Years of experience in banking with specialization in Treasury Management for last 17 years. Worked as Regional Head and handled Government Business. Investor Presentation December 2021 20 20

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