BankDhofar Business and Financial Overview

Consistently profitable due to diversified and resilient business model Highest ever Total Income & Operating Profit 15.46% 6.13% 15.38% 20.67% 12.86% 13.63% 12.22% 10.70% 9.92% 5.64% 5.71% 4.64% 6.19% 90 90 84 79 71 42 33 45 47 14 44 38 99 99 132 130 130 127 127 126 115 58 53 64 40 71 68 66 65 58 54 50 44 47 48 48 30 31 143 73 34 25 25 2010 2011 2012 2013 2014 2015 2016 2017 2018 Total Income (OMR Mn) Operating Profit 2019 Net Profit (OMR Mn) 2020 2021 2022 ROASE % 5 بنك ظفار BankDhofar 16

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