SMBC Group's Financial and Credit Portfolio slide image

SMBC Group's Financial and Credit Portfolio

SMBCAC Financial results Global passenger demand forecast* *3 Domestic demand exceeded pre-COVID-19 levels 1H FY3/23 YOY (USD mn) FY3/24 (%) Total revenue 1,488 990 +363 200 o/w Lease revenue 1,428 962 +363 Credit / Asset impairment charges*1 (506) (15) +24 Net income (77) 182 +77 100 Aircraft assets *2 22,770 22,224 +5,007 Net asset 3,245 3,427 ±0 ROE (2.4)% 5.3% +2.3% 0 | Aircraft Business of SMBC Group (USD mn) 800 ■SMBCAC related SMFL SMBC Acquired SMBCAC 600 400 200 Domestic 2Q15 | Our strengths Aircraft portfolio 5 International -Total 2Q19 2Q23 2Q27 (CY) Wide body (A350-B787) Narrow body Avg. age 5.5 years Fuel efficient*6 Over 85% More than 60% 11 12*4 13 14 15 16 17 18 19 20 21 (200) 22 23 1H (FY) Liquidity S&P Rating A- No.1 in industry *1 Gross before netting guarantee deposits, etc. *2 Includes aircraft pre-delivery payment *3 IATA/Tourism Economics. Represent changes from CY-19 *4 SMBCAC related includes revenue after the acquisition in June. *5 As of Dec. 22 *6 Neo/MAX/A350/B787 Undrawn commitment lines USD 9.8 bn Copyright © 2023 Sumitomo Mitsui Financial Group. All Rights Reserved. 51
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