Americas Wholesale and Retail Banking Overview

Business Lines (Q3/21 YTD Results) Activity Business Line Products NIAEH¹ ($MM) Personal & Commercial Banking Wealth Management Capital Markets Canadian Banking • Mortgages Auto Loans Commercial Loans • Personal Loans Credit Cards International Banking • Mortgages Auto Loans Commercial Loans • Personal Loans • Credit Cards Global Wealth Management • Asset Management • Private Banking • Private Investment Counsel Brokerage ⚫ Trust $1,200 Global Banking and Markets Corporate Banking • Advisory Equities Fixed Income Foreign Exchange • Commodities $1,573 $2,929 $1,320 % All-Bank¹ 42% 19% 17% 22% % Target 35-40% 25-30% ~15% 15-20% Productivity 45.7% 54.2% 59.6% 48.5% Ratio¹ ROE1 23.9% 10.0% 17.1% 16.9% Total Assets² ($B) $374.9 $194.8 $28.5 $398.4 Employees³ 17,424 45,426 7,461 2,130 1 Adjusted figures for the 9 months ended July 31, 2021 2 Average balance for the 9 months ended July 31, 2021 3 As of July 31, 2021 7

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