FY 2022 Investor Presentation

FY 2022 Investor Presentation Group Overview | Operating Environment | Financial Performance | Appendices Regulatory and IFRS coverage ratios impacted by growth in the non-performing book 70% Medium term target level for Regulatory and IFRS coverage ratios Coverage ratios 60.7% 54.2% 21 For People. For Better. Closer. Connected. Courageous. 46.1% 64.6% FY 21 H1 22 ■IFRS coverage ratio 44.1% 60.7% FY 22 ■Regulatory coverage ratio KCB

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