Investor Presentation Fourth Quarter 2020 slide image

Investor Presentation Fourth Quarter 2020

Exposure to vulnerable sectors represents 2% of our lending portfolio Leisure & Entertainment Loans Outstanding Air Transport 17% Restaurants 31% Hotels/Motels 12% $3.8B Amusement & Recreation' 40% • 25% of drawn loans investment grade² The U.S. comprises 16% of drawn exposure CIBC 1 Includes amusement services, gambling operations, sports clubs, horse racing, movie theaters, ski facilities, golf courses, etc. 2 Incorporates security pledged; equivalent to S&P/Moody's rating of BBB-/Baa3 or higher. Retailer Loans Outstanding Other Retail 10% Retail Clothing 3% Auto Dealers 44% $4.3B Department & Convenience Stores 7% Household Furnishing Stores 6% Food, Beverage & Auto Parts Retailers 12% Drug - Retail 18% • 44% of drawn loans investment grade² The U.S. comprises 5% of drawn exposure Fourth Quarter, 2020 29
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