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Investor Presentaiton

$ In Thousands Deposit Growth $1,200,000 $1,000,000 $800,000 $600,000 $400,000 $200,000 $- 4Q'21 10'22 Total Deposits IN !!!!!! 2Q'22 3Q'22 4Q'22 1Q'23 2Q'23 3Q'23 Int Bearing Non-Int Bearing Cost of Deposits 2.22% 1.44% Total deposits of $1.04 billion Deposits decreased $12.4 million, or 1.2%, for the trailing one-year period Deposits decreased $15.4 million, or 1.5%, during the quarter Noninterest bearing deposits increased $7.9 million, or 2.1%, from the linked quarter, and make up 36.0% of total deposits MRQ total cost of deposits increased 13 bps to 1.44% MRQ cost of interest-bearing deposits increased 19 bps to 2.22% 2.50% 2.00% 1.50% 1.00% 0.50% 0.00% 4Q'21 1Q'22 2Q'22 3Q'22 4Q'22 1Q'23 2Q'23 3Q'23 Interest bearing deposits Total deposits 9
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