Investor Presentation - Q1 FY23

Digital Processes from start to finish to reduce Carbon Footprint Customer App Connector App RM Pro App Green Operations Operational Eco-efficiency & Climate Resilience HomeFirst has a deeply ingrained Ideology of all processes being paperless across the product cycle. Implemented Electronic processes even for traditional activities such as • • • Procuring KYC documents Digitally agreements signing (40% of total in Q1FY23) E-Stamping (57% of total in Q1FY23) E-NACH mandates (60% in Q1FY23) This results in saving of paper, time and energy. Mobile apps • Provided to customers, employees and connectors. This has helped cut down on branch visits, thereby saving time, fuel as well as energy. Other initiatives helped reduce use of electricity . Cloud based loan management system and CRM. Customer Portal Login Spotlight GET LOAN M homefirst Hi Sanjay! Home Loan Pay EMI RM Pro homefirst We see you so Last 60 Days Total earnings 130,000 Points Gold User A-Z On-Boarding Accept Payment Create Lead My Space Custome Approved In progress Declined Total My Opportunities My Contacts My Leads Apply for new Home Loan in Log in the Cust 18 60 12 90 just few easy steps. Apply Now Do it yourself your Loans Login Now % 24 22 20 Get Loan Track Loan Our Products. 18 + Create Lead Monthly lead stats Dashboard Transaction My Payments Failed Receipts Home Leaderboard Me • Open office structure in Head Office & Branches. More information on our tech stack from slides 13 to 15. Investor Presentation - Q1 FY23 Google rating of Homefirst Customer App 3.9 Google rating of Homefirst Connect App 4.6 Google rating of Homefirst RM Pro App 4.6 As of 23 Jul 22 18 As of 23 Jul'22 As of 23 Jul'22 homefirst We'll take you home

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