Investor Presentation - FY 2023

Our commitments for 2026 Growth in focus segments ■ Leading wholesale and business bank in the Nordics - Leading retail bank in Denmark and Finland Grow share of wallet and market share with most attractive segments How we measure progress¹ Disciplined capital return & cost Capital allocation towards most profitable areas that meet our hurdle rates - Drive productivity and cost takeouts Normalise FCRP and remediation cost Strong capital generation & low risk ☐ Strong capital generation with ability to distribute consistently over time Maintain low and stable risk levels through the cycle * Increase vs. 2023 baseline. ** Increase vs. 2022 baseline. Danske Bank Financial targets for '26 Personal Customers Number of meetings per advisor (Index: 2023 = 100) 163 13% Net new customer house- holds in growth segments* Return on Equity 31k >16% CET1 Customer satisfaction with Mobile Bank 8.5 ~45% Cost to Income Business Income growth mid 800m Capital distribution Customers corporate customers Credit cases with automatic decisioning 50% Increase in customers highly satisfied with advisory** +15% LC&I Number of new customers 40 outside Denmark** Annual growth in Daily 5% Banking fees in BC & LC&I Ranking in Capital Markets advisory fees Top 2 Dividend potential from 2023- 26 of above DKK 50 bn ■ Accelerated dividend by H1 result targeting the higher end of the 40-60% policy range ■ Ambition for further distribution subject to capital position and market conditions Increased investments ■ Increase yearly digital and tech investments by DKK 1 bn 36

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