Investor Presentaiton

Advances Credit Deposit ratio (%) 73% 72% 71% 70% 69% 68% 67.74% 67% 66% 65% Jun '21 72.43% 70.64% Mar '22 Jun'22 Yield on Advances & Interest Spread (%) Yield on advances Interest spread Infra 2.09% NBFC 14.81% Other Personal loans 6.81% 8.93% 8.84% 8.81% 10% 8% 6% 4.11% 4.18% 4.34% 4% 2% 0% Jun '21 Mar '22 Jun'22 19 Sectoral Loan exposures Others 10.68% Housing 17.61% Agriculture 12.57% GBC - Rs 59,591 Cr Large Ent. 8.38% MSME 27.05% ✡ Karnataka Bank Ltd. Your Family Bank. Across India.

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