Bank of Georgia Financial Analysis
BANK OF GEORGIA
50
Jan-07
May-07
Sep-07
100
150
Source: NBG, Geostat
GROWING ECONOMY SUPPORTS HEALTHY CREDIT GROWTH
Banking sector corporate & retail loans to GDP
Source: NBG, Geostat
Source: NBG
Mortgage loans
60%
50%
40%
30%
20%
10%
28%
25%
21%
18%
60%
35% 50%
བར འཁོར ཆེན པའི མེད
5,444
72,030
54,538
3,838
40%
32,870
3,099
41,753
37,472
30%
79.0%
13%
9%
11% 11% 13% 14%
2,156
29,840
20%
80.1%
6%
4%
0%
3% 3%
10% 14%
17% 18% 17% 18% 18% 18% 20% 22% 26% 27%27%29%
91.7%
28,431
33,331
10%
87.2%
39,160
24,698
21.0%
19.9%
0%
12.8%
8.3%
9,041
8,422
2003
2004
2005
2006
2007
2008
2009
2010
2011
2015
2016
2017
2018
2015
Retail loans to GDP
Corporate loans to GDP
FX-denominated mortgage loans, share in total
GEL-denominated mortgage loans, share in total
• Total mortgage loans, GEL mn
2016
Number of mortgage loans in FX
■Number of mortgage loans in GEL
• Total number of mortgage loans
2017
2018
Jan-08
May-08
Sep-08
Jan-09
May-09
Sep-09
Jan-10
May-10
Sep-10
Jan-11
May-11
Sep-11
Dec-11
Apr-12
Aug-12
Dec-12
Apr-13
Aug-13
Dec-13
Real estate price index
Inflation adjusted real estate price index (2010=100, GEL)
Apr-14
Aug-14
Dec-14
Apr-15
Aug-15
Dec-15
Apr-16
Aug-16
Dec-16
Apr-17
Aug-17
Dec-17
Apr-18
Aug-18
Dec-18
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