1Q22 Earnings Release Presentation

33333 11 " D " " " " T " " T Π Results recurring RE SUL TS Efficiency 1922 36.0% +1.8 p.p. YoY -1.4 p.p. QoQ " " " " " " " Π " " " " " " " " " " " " " " T (R$ million) 1Q22 1Q21 1Q22 x 1Q21 4Q21 1Q22 x 4Q21 Net Interest Income 13,938 13,426 3.8% 14,150 -1.5% Financial Highlights Fees 4,617 4,367 5.7% 4,980 -7.3% Total Revenues 18,555 17,793 4.3% 19,131 -3.0% Allowance for Loan Losses -4,612 -3,161 45.9% -3,693 24.9% General Expenses -5,534 -5,008 10.5% -5,618 -1.5% Others -2,829 -3,157 -10.4% -4,172 -32.2% Profit Before Taxes 5,581 6,467 -13.7% 5,648 -1.2% Taxes and Minority Interest NET PROFIT -1,576 -2,512 -37.3% -1,767 -10.8% 4,005 3,955 1.3% 3,880 3.2% IIIIII O= Recurrence Ratio ROA 83.4% 1.7% -3.8 p.p. YoY -5.2 p.p. QoQ +0.1 p.p. YoY +0.1 p.p. QoQ ROAE 20.7% +0.1 p.p. YoY +0.6 p.p. QoQ BIS Ratio 14.7% CET1 11.7% 24 INVESTIDOR RELATIONS [email protected] 0800 286 8484 FAQ www.santander.com.br/faq

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