Investor Presentaiton

28 2023 Financial target Consolidated Loan growth NPL ratio (gross) Net interest margin Net fee income growth Cost to income ratio Credit cost 2023 Financial target 4-6% Around 3.5% Around 2.5% Flat growth Low 50s% Around 1% Note: The above financial targets are based on the Bank's preliminary estimates that may change due to the operating environments and other unforeseen circumstances. Bangkok Bank

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