Investor Presentaiton

Pbn Notes: Corporate segment driving loan demand Corporate and middle market sustains recovery ■ SME ■ Corporate & Middle Market PRIVATE AND PROPRIETARY Significant rebound in short-term loans Long Term (More than 1 Year) ■Short Term (Up to 1 Year) 995 1,011 920 933 950 +2% YoY +6% QoQ 22% 23% 25% 31% 32% +7% YoY +38% QoQ 875 897 +3% YoY 807 822 833 +8% QoQ 78% 77% 75% 69% 68% +0.2% YoY -4% QoQ 119 114 111 117 114 -5% YoY -3% QoQ 4Q20 1Q21 2Q21 3Q21 4Q21 4Q20 1Q21 2Q21 3Q21 4Q21 BSP defines SMEs as enterprises with assets worth up to P100 mn SME book restated to better reflect the nature of the loans Note: MBT parent commercial loans data © Metropolitan Bank & Trust Company | Investor Relations | February 2022 | MBT Company Presentation 14 This material was produced by Metrobank for information purposes only and is intended to be used in presentations by the Bank at investor meetings and does not constitute a recommendation regarding the securities of the Bank or any of its affiliates. It must not be released to other parties in whatever form without prior consent of the authors. Metrobank You're in good hands

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