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Investor Presentaiton

Disclaimer This document contains forward-looking statements in regard to forecasts, targets and plans of Mitsubishi UFJ Financial Group, Inc. ("MUFG") and its group companies (collectively, "the group"). These forward-looking statements are based on information currently available to the group and are stated here on the basis of the outlook at the time that this document was produced. In addition, in producing these statements certain assumptions (premises) have been utilized. These statements and assumptions (premises) are subjective and may prove to be incorrect and may not be realized in the future. Underlying such circumstances are a large number of risks and uncertainties. Please see other disclosure and public filings made or will be made by MUFG and the other companies comprising the group, including the latest kessantanshin, financial reports, Japanese securities reports, Integrated reports and annual reports, for additional information regarding such risks and uncertainties. The group has no obligation or intent to update any forward-looking statements contained in this document. In addition, information on companies and other entities outside the group that is recorded in this document has been obtained from publicly available information and other sources. The accuracy and appropriateness of that information has not been verified by the group and cannot be guaranteed. The financial information used in this document was prepared in accordance with Japanese GAAP (which includes Japanese managerial accounting standards), unless otherwise stated. Japanese GAAP and U.S. GAAP, differ in certain important respects. You should consult your own professional advisers for a more complete understanding of the differences between U.S. GAAP and Japanese GAAP and the generally accepted accounting principles of other jurisdictions and how those differences might affect the financial information contained in this document. This document is being released by MUFG outside of the United States and is not targeted at persons located in the United States. Definitions of figures used in this document Consolidated : Non-consolidated : the Bank (consolidated) : Mitsubishi UFJ Financial Group (consolidated) Simple sum of MUFG Bank (non-consolidated) and Mitsubishi UFJ Trust & Banking Corporation (non-consolidated) MUFG Bank (consolidated) Digital Service Retail & Commercial Banking MUFG: the Bank (BK): the Trust Bank (TB): the Securities HD (SCHD): MUMSS: Mitsubishi UFJ Financial Group MUFG Bank Mitsubishi UFJ Trust & Banking Corporation Mitsubishi UFJ Securities Holdings Mitsubishi UFJ Morgan Stanley Securities Morgan Stanley MUFG Securities Mitsubishi UFJ NICOS DS: R&C: JCIB: GCIB: GCB: Japanese Corporate & Investment Banking Global Corporate & Investment Banking Global Commercial Banking MSMS: AM/IS: Asset Management & Investor Services NICOS: MTBP: Medium-Term Business Plan MUAH: MUB: KS: Bank Danamon (BDI): FSI: Bank Danamon Indonesia First Sentier Investors MUFG Americas Holdings Corporation MUFG Union Bank Bank of Ayudhya (Krungsri, KS) All figures are on a managerial accounting basis. Unless otherwise noted, foreign exchange rates are based on assumed rates determined for internal managerial accounting purposes. Calculated based on Risk Assets (R&C, JCIB, GCIB and GCB) or economic capital (AM/IS and Global Markets) Calculated based on net profits and excluding mid- to long-term foreign currency funding costs The finalized Basel III reforms basis. Managerial accounting basis. (Estimated figure) • • ROE : • RWA: MUFG 48
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