Investor Presentaiton

H Radical rating improvement S&P Rating Slovakia A+ + Slovakia has the highest rating of the V4 countries Radical rating improvement since 2000 (from BB+ in 2000 to A+ in 2009) + Slovak government has the highest credibility confirmed by the independent, unbiased < A- BBB+ BBB BBB-- BB+ BB < subject 1998 1999 2000 2001 2002 2003 2004 2005 2006 2007 S&P rating in countries V4 401 A+ A+ A0 A- BBB+ BBB BBB- BB+ 4,0 + A A- BBB- III: SE SK CZ PL HU 2008 9

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