KASIKORNBANK Economic and Subsidiaries Performance Overview slide image

KASIKORNBANK Economic and Subsidiaries Performance Overview

K KASIKORNTHAI KASIKORN INVESTURE COMPANY LIMITED (KIV) A holding company under KASIKORNBANK FINANCIAL CONGLOMERATE to invest in other companies with its partners Investment Value Total around 30,000 There are Million Baht 14 Companies under KIV's structure ⚫ KASIKORN LINE COMPANY LIMITED (JV) • KASIKORN LINE INSURANCE BROKER COMPANY LIMITED Operate business related to personal loan, nano loan and insurance broker business via LINE platform NGERN HAI JAI COMPANY LIMITED (Investment) ⚫ CAR HERO COMPANY LIMITED Operate business related to auto loan CAR HERO • JK ASSET MANAGEMENT COMPANY LIMITED (JV) ⚫ J ASSET MANAGEMENT COMPANY LIMITED (Investment) Operate business related to bad K debt management both secured and unsecured loan (Debt collection) ธนาคารกสิกรไทย 开泰银行 KASIKORNBANK • KASIKORN CARABAO COMPANY LIMITED (JV) Provide financial service for TD's retail customers and stakeholders of Carabao Conglomerate • TD TAWANDANG COMPANY LIMITED kbao ตะวันแดง (Investment) Operate retail management business under brand TD KASIKORN LINE TD KV KASIKORN INVESTURE Travel Ecosystem Platform* Travel Ecosystem T2P HOLDINGS THINKERFINT ⚫ T2P HOLDINGS COMPANY LIMITED* Operate business related to e-wallet as a financial transaction solution and provide Nano loan to small merchants ⚫ THINKERFINT COMPANY LIMITED (Investment) Operate business related to system development to support credit approval decision KAPTURE <ONE KGP KAPTURE ONE COMPANY LIMITED (JV) A loyalty management company to provide loyalty service for KBank and its subsidiaries BUZZEBEES COMPANY LIMITED (Investment) A leading CRM and customer engagement solution KASIKORN GLOBAL PAYMENT COMPANY LIMITED* Provide digital payment services for merchants with wide range of sources of fund Note: In the restructuring process K KASIKORNTHAI KIV Business Model Mass Market Online platform and travel solution for corporates and retails Grab GRAB HOLDINGS LIMITED (Investment) The digital platform for on demand service บริการทุกระดับประทับใจ ธนาคารกสิกรไทย 开泰银行 KASIKORN BANK Opportunity to Improve Profitability KIV Business Model Profitably Servicing the Mass Market (Inclusive of Underbanked) Major Financial Services Categories Deposit / Saving / Source of Fund e-Wallet Infrastructure Group-Savings Payment / Channels e-Wallet Bank's + Partner's Capabilities = Cost Down • Non-Corp Loans Asset-Based Investment Insurance Brokerage • Payment Gateway Loyalty Points Credit Scored • P2P Borrow-Lend Value-Chain Based . Foreign Currency Deposit Wallet KAPTURE LINE BK TPP KGP ONE LINE BK BUI kbao K Over 15 Million Users Over 10 Billion Baht LINE BK T2P To Be Launched % Key KBank's Capabilities 888 K+ Over 20 Million K Plus Users Sales & Service Channel (Selling / KYC) Note: According to BOT's Survey on Financial Inclusion, there were 45.5% usage, 49.5% self-exclusion, and 5% no-access. บริการทุกระดับประทับใจ Data Core IT Back-End Funding 96 95 55
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