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Investor Presentaiton

Erste bank - non-consolidated P&L ESB HRK mn 31.12.2016. 31.12.2017. 30.6.2017. 30.06.2018. 1. Interest income 2. Interest expense 3. Net interest income (048-049) 4. Fees and comissions income 5. Fees and comissions expense 2.314 2.112 1.065 1.009 733 456 252 164 1.582 1.656 813 845 561 610 277 287 150 165 68 77 6. Net fees and comissions income (051-052) 410 445 208 210 8. Gains/losses from trading activities 92 92 36 17 14 10. Gains/losses from assets which are not traded, but are designated at fair value through profit or loss 0 0 0 3 11. Gains/losses from activities related to assets available for sale 50 3 0 14 14. Gains from investment in subsidaries, associates and joint ventures 15. Income from other equity instruments 0 0 0 0 31 25 14 10 16. Gains/losses from foreign exchange 120 166 79 90 17. Other income 211 185 85 62 18. Other expenses 173 139 103 85 19. General administrative expenses and amortization 994 1.065 505 534 20. Profit (loss) from operations before impairment and provisions for losses (050+053 do 064-065-066) 1.329 1.311 608 627 21. Impairment and provisions for losses 499 500 196 5 22. PROFIT/LOSS BEFORE TAXES (067-068) 830 812 413 622 23. INCOME TAX EXPENSE 24. PROFIT/LOSS FOR THE PERIOD (069-070) ERSTEŚ Bank 204 162 82 117 627 649 330 505 22 22
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