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Investor Presentaiton

Disclaimer (II/III) This Presentation is neither a complete nor a comprehensive financial or commercial analysis of Estonia. Estonia has prepared the Information with due care, however certain inconsistencies or omissions might have appeared in it. The Information does not represent and should not be construed as a periodic or current report or any other type of document regulated by law. Some of the Information may have been sourced from third parties, including Information which relates to countries other than Estonia, which has not been independently verified and no responsibility is accepted, and no representation, undertaking or warranty is made or given, in either case, expressly or impliedly, by Estonia or any of its officers, advisers or representatives as to the accuracy, reliability or completeness of the Information or as to the reasonableness of any assumptions on which any of the same is based or the use of any of the same. Accordingly, no such person will be liable for any direct, indirect or consequential loss or damage suggested by any person resulting from the use of the Information or otherwise arising in connection with the use of the Information or for any opinions expressed by any such person, or any errors, omissions or misstatements made by any of them. The statements contained in this Presentation are made as at the date of this Presentation, unless another time is specified in relation to them, and delivery of this Presentation shall not give rise to any implication that there has been no change in the facts set forth in this document since that date. Save as otherwise expressly agreed, none of Estonia, its officers or its advisers should be treated as being under any obligation to update or correct any inaccuracy contained herein or be otherwise liable to you or any other person in respect of any such information. Market data used in the Information not attributed to a specific source are estimates of Estonia and have not been independently verified. No reliance may be placed for any purpose whatsoever on the information contained in this document or on its completeness. This Presentation may contain statements, statistics and projections that include words such as "intends", "targets", "aims", "projects", "will", "would", "may", "could", "should", "continue", "expects", "anticipates", "estimates" or, in each case, their negative or other variations or comparable terminology, and similar expressions, are intended to identify forward-looking statements but are not the exclusive means of identifying such statements. All statements included in this Presentation other than statements of historical facts, including, without limitation, those regarding financial position, strategy, plans and objectives of management for future operations (including development plans and objectives) are forward-looking statements. Where forecasts regarding Estonian economy have been presented, these numbers are based on the Ministry of Estonia's economic forecast from 24 August 2023 (the "Ministry of Finance of Estonia, Summer Forecast"), used for the purposes of compiling the draft Estonian state budget of 2024, or the relevant draft state budget. There can be no assurance that such forecasted or budgeted numbers will be achieved, especially as due to the current general economic environment, underlying information for such forecasts and projections continues to change rapidly and is subject to a number of uncertainties and contingencies. Further, there may be changes made in the draft state budget of 2024 before adoption by the Estonian Parliament. If such figures are not achieved, this may have a negative impact on the performance of the economy of Estonia. By their nature, forward-looking statements involve inherent risks and uncertainties, both general and specific, because they relate to events and depend on circumstances that will occur in the future. Estonia can give no assurances to investors that such expectations will prove to be correct and actual results may differ materially from those projected because such statements are based on assumptions as to future economic performance and are not statements of fact. 2 蛋蛋蛋 REPUBLIC OF ESTONIA MINISTRY OF FINANCE
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