Bank of Ireland Q1 2020 IMS Presentation
Strong capital position
RWAS
€49.9bn
40bps
10bps
13.8%
Fully loaded CET1 ratio
(10bps)
Bank of Ireland Q1 2020 IMS Presentation
(20bps)
(50bps)
RWAS
€50.8bn
13.5%
Dec 19
Organic capital
generation
2019 Dividend
Transformation
investment
Loan Growth
COVID-19
management overlay1
Mar 20
Fully loaded CET1 ratio 13.5%
•
Organic capital generation of 10bps in Q1 2020
. 40bps benefit from 2019 dividend cancellation
•
Transformation investment 10bps
.
Net lending growth €1.5bn (20bps) in Q1 2020
•
•
€250m COVID-19 management overlay deducted from capital ratio (50bps)
Regulatory CET1 ratio of 14.4%; Regulatory Total Capital Ratio of 17.9%
1 COVID-19 management overlay of €250m has been applied in full to both fully loaded and regulatory capital ratios and does not take
account of potential positive impact of offsetting expected loss deduction or IFRS9 addback movements
Bank of Ireland
12View entire presentation