Old Republic International Corporation Business Overview

OLD REPUBLIC INTERNATIONAL CORPORATION General Insurance - Product Portfolio Our business model emphasizes diversification to mange risk and decentralization to foster industry specialization, autonomy & accountability ORINSCO Includes large national accounts with customers taking risk through captives and large deductibles; also includes Automotive Services, Aerospace and Professional Liability $5.76 billion Gross premiums + fees (FY 2021) Great West Commercial auto, workers' compensation, physical damage and cargo for the trucking industry, including accounts with customers taking risk through captives and large deductibles. PMA TPA services, workers' compensation and other coverages for large and mid-sized companies, including accounts with customers taking risk through captives, large deductibles and retrospectively rated policies Great West 22% ORINSCO 41% Other Specialty 17% PMA BITCO 11% 8% Other Specialty Products Specialty Ins. Underwriters, Home Protection, Canada, Surety, Inland Marine and Residual Markets BITCO Coverage for the forest, oil & gas and construction industries; primarily workers' compensation, GL and commercial auto, including accounts with customers taking risk through large deductibles 10

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