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ရာ PEOPLE'S PENSION HOLDING 5. Opportunities for further research ● TP Can we build trust in a digital environment and a product that requires high level of interaction? People's Pension Trust • Can we realize long-term behavioral change by using visualization technics in combination with commitment devices? How can we heighten positive feelings associated with a comfortable future? Make saving feel rewarding in the present. • Introduction of mental accounting to reduce early withdrawals (emergency money, target saving, pension) 24

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