Investor Presentaiton

9000 8000 7000 6000 5000 4000 3000 2000 1000 Financials • Number of Active clients - 5 869 • First payment default below 15% • More than 1,8 million EUR total originated loans New/Repeated clients - 53% to 47% and repeat client-base is growing Average loan amount: 119 EUR 0 22 Q2 NUMBER OF LOANS ISSUED Q3 Q4 +4 700 000 600 000 500 000 400 000 300 000 200 000 100 000 NET LOAN PROTFOLIO Q2 Q3 Q4

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