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Investor Presentaiton

VPBANK AT A GLANCE VND 254 trillion total assets Around 4.5 million active customers 9 business segments 2 subsidiaries Full coverage of all banking segments Highly centralized and specialized organization model Over 22,5000 employees 215 branches and 77 SME centers&hubs Over 500 branded ATMs/CDMs, nearly 17,000 linked ATMs OLOLG 000010 LOOLO LOOOLLOO LLOOLOL OLLOOLO 10001011001 1100101010 01101110000111011 DE LOUTOLOLOO! Strong investment in IT systems āœ” Pioneering in digitalization and data management established corporate culture Professional working environment inspired by firmly One of the first bank implementing Basel II End to end credit risk monitoring Strong risk management system with three-lines-of defense 4
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