Awards & Recognitions
c. Wholesale Financing
Risk Management in Wholesale Banking
The Bank has reduced its corporate (non-infra) book from 29% in Mar-
19 to 16% in Mar-23
29%
22%
19%
18%
16%
Mar-19
Mar-20
Mar-21
Mar-22
Mar-23
Section 8: Risk Management & Asset Quality
Similarly, the Bank has reduced its infrastructure financing portfolio
from 19% in Mar-19 to 3% in Mar-23
19%
14%
9%
5%
3%
Mar-19
Mar-20
Mar-21
Mar-22
Mar-23
Also, the exposure to top 20 single borrowers reduced from 16% in
Mar-19 to 7% in Mar-23
Further, the exposure to top 5 industries also reduced from 41% Mar-19
to 22% in Mar-23 which has further strengthened the balance sheet.
16%
13%
12%
9%
7%
41%
35%
lii
27%
24%
22%
Mar-19
Mar-20
Mar-21
Mar-22
Mar-23
Mar-19
Mar-20
Mar-21
Mar-22
Mar-23
45
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