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Investor Presentaiton

HSBC SFH Programme features - Key events Issuer Event of Default ■ The occurrence of any of the following events will constitute an Issuer Event of Default - - Breach of Amortisation Test Default in the payment of principal or interest on any Covered Bond not remedied within 5 business days after the due date Default in the performance or observance of any of its other material obligations not remedied within 30 days after receipt by Fiscal Agent Covered Bonds Cross Acceleration Event Order made for the liquidation or winding up the Issuer Occurrence of Insolvency Event - The Issuer ceases to carry on all or a material part of business ■ An Issuer Event of Default will result in an Issuer Enforcement Notice - An Issuer Enforcement Notice causes the principal amount of all Covered Bonds of such Series to become due and payable, subject to the relevant Payment Priority Order 33
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