Investor Presentaiton
KEY STRATEGIC DIFFERENTIATORS
Part of the Bajaj Group - one of the oldest &
most respected business houses
A trusted brand with strong brand equity
Focus on mass affluent and above clients
Overall franchise of 21.69 MM and Cross sell client
base of 12.19 MM
Strong focus on cross selling assets, insurance
and wealth products to existing customer
Diversified lending strategy
Consumer PPC of 3.01 and SME PPC of 4.93 vs
corresponding Consumer PPC of 2.88 and SME PPC
of 3.76 last year
AUM mix for Consumer: SME: Commercial : Rural
stood at 46% : 34% : 14% : 6%
Highly agile & highly innovative
Continuous improvements in product features and
digital technologies to maintain competitive edge
Deep investment in technology and analytics.
Has helped establish a highly metricised company
and manage risk & controllership effectively.
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