Investor Presentaiton
Emirates NBD at a Glance
Largest Bank in UAE
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No.1 Market share in UAE (at 31 Dec 2011):
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Assets c.16%; Loans c.19%
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Deposits c.18%
Retail market shares (estimated):
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Personal loans c.10%
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Home loans c.7%
Auto loans (Originations c.12%; Book size c. 14%)
Credit cards c.15%
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Debit cards c.20%
☐
Fully fledged financial services offerings across retail banking, wholesale
banking, global markets & trading, investment banking, brokerage, asset
management, merchant acquiring and cards processing
Credit Ratings
Long Term
Short Term
Outlook
A3
P-2
Negative
Moody's
Fitch
Ratings
Stable*
F1
A+
CAPITAL
A+
A1
Negative
Ci inteligence
*Viability Rating downgraded to 'bb+' from 'bbb'; removed from RWN
Emirates NBD
Largest Branch Network* in the UAE
Dubai
111
⚫ Ras al-Khaimah (4)
Abu Dhabi
Sharjah
26
14
Umm al-Quwain (2)-
Other Emirates
Total
12
-Fujairah (3)
Ajman (3)
163
Dubai (111)
Sharjah (14)
Abu Dhabi (26)
Conventional
Islamic
54
Total
ឌឺ៩
109
163
*Includes 21 branches added due to Dubai Bank acquisition
International Presence
Branch
Rep office
Proposed Rep office
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