Investor Presentaiton

Loan Growth and Composition Loan Billion Baht +1.9% YTD +2.8% QoQ +3.7% YoY +3.9% YTD 1,941 -0.9% YTD 1,924 1,978 1,869 1,753 1,782 2013 2014 2015 2016 Mar-17 Jun-17 Loan by Business Unit Percentage of composition Loan by Industry Percentage of composition Agriculture International International Real Estate &Construction & Mining Real Estate &Construction Agriculture & Mining 16% Corporate 40% 15% Corporate 42% 9% 2% 2% 10% 26% 14% Consumer Dec-16 10% Business 13% Consumer 11% Housing Manufacturing 11% Housing 26% Manufacturing Jun-17 Dec-16 Jun-17 10% Business 15% Others 15% Others 21% 20% Commercial 20% Commercial 16% Commercial Utilities & Services 15% Commercial 21% Utilities & Services Bangkok Bank 24

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