Investor Presentaiton
Business Volumes
(€ mn)
Group Gross Loans
Jun 2023
Mar 2023
Dec 2022
Sep 2022
Jun 2022
39,787
39,327
39,922
40,055
39,333
% YoY
1.2%
Mortgages
9,198
9,285
9,356
9,378
9,409
(2.2%)
Consumer Loans
1,553
1,564
1,617
1,646
1,667
(6.8%)
Credit Cards
1,015
1,004
1,048
1,009
1,057
(4.0%)
Small Business Loans
2,187
2,216
2,301
2,323
2,314
(5.5%)
Medium and Large Business Loans
25,834
25,258
25,600
25,699
24,887
3.8%
of which:
Domestic
35,379
34,929
35,608
35,825
35,156
0.6%
Mortgages
7,144
7,212
7,288
7,343
7,409
(3.6%)
Consumer Loans
1,251
1,264
1,320
1,340
1,356
(7.8%)
Credit Cards
984
974
1,019
981
1,030
(4.5%)
Small Business Loans
2,165
2,193
2,279
2,300
2,291
(5.5%)
Medium and Large Business Loans
23,835
23,285
23,703
23,860
23,071
3.3%
of which: Shipping Loans
3,005
2,924
3,111
3,279
3,052
(1.5%)
International
4,409
4,398
4,314
4,230
4,177
5.5%
Accumulated Provisions¹
(1,147)
(1,135)
(1,215)
(1,238)
(1,280)
(10.4%)
Group Net Loans
38,681
38,230
38,748
38,858
38,098
1.5%
Customer Assets
of which:
Group Deposits
Sight & Savings
Time deposits
Domestic
Sight & Savings
Time deposits
International
64,898
62,368
61,807
60,501
58,648
10.7%
51,795
50,229
50,759
50,094
48,496
6.8%
37,012
37,191
40,407
41,132
39,387
(6.0%)
14,783
13,037
10,352
8,962
9,109
62.3%
45,839
44,483
45,017
44,591
43,102
6.3%
34,371
34,493
37,567
38,291
36,520
(5.9%)
11,468
9,990
7,450
6,301
6,582
74.2%
5,956
5,746
5,742
5,502
5,394
10.4%
Mutual Funds
4,729
4,417
4,018
3,893
3,914
20.8%
Fixed Income
2,654
2,609
2,346
1,924
1,802
47.3%
Equities
4,932
4,391
4,013
3,968
3,796
29.9%
Managed Accounts
788
723
671
623
640
23.1%
Total Private Banking Balances (incl. Deposits)
7,454
6,986
6,761
6,556
6,435
15.8%
1| Include off balance sheet items
45
ALPHA
SERVICES AND HOLDINGSView entire presentation