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Investor Presentaiton

An even more sobering picture emerges when looking at how medical bills have impacted certain racial groups. While 14.9 percent of the overall Rhode Island population had problems paying medical bills in 2022, a much higher percentage of Black or African American Rhode Islanders (23.6 percent) experienced this issue. Black or African American Rhode Island families also reported being unable to pay for necessities like food, heat or rent at higher rates (5.9 percent) than all Rhode Island families (3.5 percent).12 Against this backdrop, Rhode Island took on the challenge of slowing spending growth in 2018 when it became the third state to design a statewide target for health care spending growth. The target was implemented and became effective on January 1, 2019. Rhode Island engaged leaders in the state's health care industry to develop the target, demonstrating their shared commitment to providing Rhode Islanders with high-quality, affordable health care through greater cost transparency and increased accountability. This report presents the findings from the Office of the Health Insurance Commissioner's (OHIC) activities to better understand and monitor the factors affecting health care spending growth in the state in 2021. Chapter 2 presents 2021 state and market level performance against the cost growth target (insurer and provider performance are included in the Appendices). Chapter 3 examines retail pharmacy spending and utilization patterns based on analysis of the state's All-Payer Claims Database (APCD). Chapter 4 describes the Rhode Island health care system's performance on quality metrics. Chapter 5 concludes with a call to action for health care leaders in public and private sectors to take all reasonable and necessary steps to keep annual spending growth below the target while maintaining high standards for quality and access. Rhode Island engaged leaders in the state's health care industry to develop the target, demonstrating their shared commitment to provide Rhode Islanders with high- quality, affordable health care through greater cost transparency and increased accountability. What is the Health Spending Accountability and Transparency Program? The Rhode Island Legislature authorized OHIC to establish the Health Spending Accountability and Transparency Program in July 2022 to improve affordability and facilitate access to high- quality health care for all Rhode Islanders. The program builds on voluntary efforts initiated by the Rhode Island Cost Trends Steering Committee to curb health care spending growth and achieve the following goals: ■ Understand and create transparency around health care spending and the drivers of spending growth ■ Create shared accountability for health care spending and spending growth among insurers, providers, and government by measuring performance against a spending growth target tied to economic indicators ■ Lessen the negative impact of rising health care spending on Rhode Island residents, businesses, and government The program seeks to achieve these goals by collecting and analyzing health care spending data to inform meaningful actions that will slow spending growth. 12 HealthSource RI. 8 Annual Report: Health Care Spending and Quality in Rhode Island
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