Embracing Fintech
Scotiabank in the Pacific Alliance¹
Q3/22 FYTD²
Chile
Mexico
Peru
Colombia
Scotiabank Market Share 3,4
14.7%
7.9%
16.7%
5.4%
Pacific Alliance
Total/Average
10.7%
Market Share Ranking 3,4
3rd
5th
3rd
6th
n.a.
Average Total Loans 5 (C$B)
$47.5
$34.1
$21.2
$11.9
$114.8
Revenue (C$B)
$1.6
$1.7
$1.1
$0.8
$5.1
Net Income after NCI (C$MM)
$631
$542
$289
$38
$1,500
ROE6
14.6%
21.9%
14.0%
3.8%
15.2%
# of Employees 4,7
7,537
9,071
8,906
5,798
31,312
Total Deposit Growth 2,8
Total Loan Growth 2,8
Productivity Ratio 2,6
Total PTPP Growth 2,8,9
6%
16%
-4%
Y/Y
Y/Y
Y/Y
66%
61%
68%
118
75
522
78
80
113
102
12
12
9
9
10
47%
904
926
869
10
48%
51%
81
102
21
20
21
46
41
46
48
48
75
42%
40%
41%
40%
265
297
305
39%
38%
16
16
16
20
22
22
22
22
256
225
208
30
22
32
33
31
34
36
303
302
281
Q3/21 Q2/22 Q3/22
Q3/21
Q2/22
Q3/22
Q3/21
Q2/22
Q3/22
Q3/21
Q2/22
Q3/22
Mexico
Peru
Chile
Colombia
1Figures excluding Wealth Management; 2 Growth rates (%) are on a constant dollar basis, while metrics are on a reported basis; 3 Ranking based on publicly traded banks by total loans market share, as of June 2022;
except Colombia as of April 2022; 4 As of July 31, 2022; 5 For the nine months ended July 31, 2022; 6 Refer to page 51 of the Management's Discussion & Analysis in the Bank's Third Quarter 2022 Report to
Shareholders, available on http://www.sedar.com, for an explanation of the composition of the measure. Such explanation is incorporated by reference hereto; 7 Employees are reported on a full-time equivalent
basis; 8 May not add due to rounding; 9 Pre-Tax, Pre-Provision Profit defined as revenues less expenses
13View entire presentation