Market Leader with Potential for Further Penetration

.. Complementing the Leading Position for Banking and Financial Services in Cyprus A consolidated banking sector.... €bn Loans Peer 4 Peer 3 Peer 2 BOC Peer 1 Deposits ...with market leadership Market share 42% BOC Peer 1 85% 37% #1 31% 28% 27% 22% #1 #1 14% 15% 15% #1 #2 Rest 2 Loans¹ Deposits Life Insurance² Non-Life² Insurance Payment Solutions Bank of Cyprus ΚΟΙΝΟ KYMPI WHI eurolife Genikes Insurance JCC PAYMENT SYSTEMS 1) 2) For BOC data loan and deposit market shares as at 31 March 2023; for peer 1 loan and deposit market share as at 31 December 2022 Data for insurance and payment solutions as at 31 December 2022 9

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