Raising 2022 Full Year Outlook

New Vertically Integrated Marketplace Bank Model Drives Superior Performance vs. Pure Marketplace Model Prior Record New Marketplace Net Income (4Q19) Bank Model (1Q22) Variance (4Q19 to 1Q22) Originations $3.1B $3.2B +$0.1B Net Interest Income $25.5M $99.7M +$74.2M Similar Non-Interest $162.9M $189.9M +$27M Income originations driving Net Revenue $188.5M $289.5M +$101 M superior economics GAAP $0.2M $40.8M +$40.6M Net Income LendingClub 1) Note: There may be differences between the sum of the quarterly results due to rounding. 9

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