Investor Presentation | Fourth Quarter 2023
12
Investor Presentation | Fourth Quarter 2023
Interest-bearing
Demand &
Savings
Deposits, 50.4%
Liability Mix: Strength in Funding
Time
Deposits,
8.0%
Liability Mix 12/31/2023
Borrowings &
Subordinated
Debt, 8.4%
Loans to Core Deposits (%)
Other
liabilities,
2.1%
TCBK ◆ Peers
120
100
80
60
72.6
71.8
40
Non Interest-
bearing Demand
Deposits, 31.1%
20
0
40
30
20
320
39.7
40.3
Total Deposits = $7.83 billion
91.4% of Funding Liabilities
10
0
2020 2021 2021 2021 2021 2022 2022 2022 2022 2023 2023 2023 2023
Q4 Q1 Q2 Q3 Q4 Q1 Q2 Q3 Q4 Q1 Q2 Q3 Q4
Peer group consists of 99 closest peers in terms of asset size, range $4.7-11.5 Billion; source: BankRegData.com
Net Loans includes LHFS and Allowance for Credit Loss; Core Deposits = Total Deposits less CDs > 250k and Brokered Deposits
trico bancshares
40.7
40.7
40.4
2020 2021 2021 2021 2021 2022 2022 2022 2022 2023 2023 2023 2023
Q4 Q1 Q2 Q3 Q4 Q1 Q2 Q3 Q4 Q1 Q2 Q3 Q4
Non Interest-bearing Deposits as % of Total Deposits
TCBK
Peers
41.1
41.2
42.5
42.0
40.3
38.0
35.7
34.8
87.7View entire presentation