Investor Presentaiton

Company Overview Business Overview Cost of Deposits (QoQ) Earnings Digital Penetration Cost of Deposits (YoY) Strategy 6.88% 6.50% 5.18% 5.24% 5.93% 6.21% 6.43% 5.41% 6.32% 5.12% Term Deposits 4.85% 5.00% 5.91% 5.22% 5.32% 4.18% 4.30% 4.39% 5.11% 4.14% Total Deposits 2.89% 2.93% 2.93% 2.88% 3.90% 2.79% 2.83% 2.62% 2.75% 2.90% Savings Deposits Q2 FY23 Q3 FY23 Q4 FY23 Q1 FY24 Q2 FY 24 H1 FY20 H1 FY21 H1 FY22 H1 FY23 H1 FY24 Yield on Advances (QoQ) Yield on Advances (YoY) 11.17% 11.18% 11.02% 10.82% 11.01% 11.04% 10.70% 10.81% 10.88% 10.27% Q2 FY23 Q3 FY23 Q4 FY23 Q1 FY24 Q2 FY 24 H1 FY20 H1 FY21 H1 FY22 H1 FY23 H1 FY24 CSB Bank Investor Presentation Q2 FY24 10 CSB Bank Trusted Heritage Smart Future

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