Sustainable Social Economic Empowerment

KShs. Billions Q32021 Q32020 YoY Change Total Interest Income 39.6 32.5 22% 1 Total Interest Expenses 10.9 8.9 22% 食 Net Interest Income 28.7 23.6 21% 食 Fees and commissions 12.4 11.3 9% 食 Forex income 1.9 1.8 4% 食 Other income 1.4 0.4 238% 食 Sustainable Profitability Growth Total Operating Income 44.4 37.2 19% 食 Loan loss provision 6.0 4.0 50% 1 Staff costs 10.0 9.7 4% ↑ Other operating expenses 11.9 9.7 22% 1 Total other operating expenses 28.0 23.5 19% ↑ Profit before tax and exceptional items 16.4 13.8 19% 食 Exceptional Item - Share of profit of associate 0.04 -0.04 210% 食 Profit before tax 16.5 13.8 20% ↑ 食 Tax 4.9 4.0 22% ↑ Profit after tax 11.6 9.8 19% Earnings per share 2.64 2.22 19%

View entire presentation