IndusInd Bank Financial Performance

Vehicle Finance: Granular Portfolio Across Vehicle Categories Overview of Vehicle Finance Division 35+ Years of Vintage Across Credit Cycles Market Leader in Most Products Amongst Top 3 Diversified Vehicle Loan Book across Vehicle Categories (%) Two Wheelers 6% Focus on Business Owner Segment Utility Vehicle 13% Nimbleness of an NBFC With Dedicated Network Nationwide Presence Diversified Across States. Strong Collateral Coverage Throughout the Loan Cycle Tractor 12% Vehicle Finance Loan Book (*crs) Construction Equipment 13% Small CV 4% Car 14% Disbursements (*crs) 12,713 82,051 78,332 75,243 71,665 10,664 67,167 22% YoY Q2 FY23 Q3 FY23 Q4 FY23 Q1 FY24 Q2 FY24 5% QoQ 10 12,516 CV 38% 12,768 11,901 Q2 FY23 Q3 FY23 Q4 FY23 Q1 FY24 Q2 FY24 20% YoY 7% QoQ IndusInd Bank

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