HDFC Q3 FY22 Financial Highlights

HDFC WITH YOU, RIGHT THROUGH HDFC LIFE INSURANCE COMPANY LIMITED (HDFC LIFE) • 47.82% owned by HDFC • • With effective from January 2022, Exide Life Insurance Company (Exide Life) has become a wholly owned subsidiary of HDFC Life Total premium income for the nine months ended December 31, 2021 stood at Rs. 315.4 bn growth of 23% over the previous year • HDFC Life ranked 1st in terms of overall new business premium in private sector, with market share at 21.7%. During the nine months ended December 31, 2021, the new business premium grew 26%. New Business Margin for the nine months ended December 31, 2021: 26.5% (PY: 25.6%) Indian Embedded Value stood at Rs. 295 bn as at December 31, 2021 (PY: Rs. 251 bn) Assets Under Management as at December 31, 2021 stood at Rs. 1.9 trillion, an increase of 18% over PY Solvency Ratio as at December 31, 2021 - 190% (regulatory requirement: 150%) PAT for the nine months ended December 31, 2021 (Indian GAAP): Rs. 8.50 bn (PAT impacted due to elevated claims during the pandemic and reserving for excess mortality) Product mix - Unit Linked: 26%, Non-Par Savings: 33%, Annuity: 5%, Non-Par Protection: 6%, Par: 30% . Market capitalisation (December 31, 2021): ~US$ 18 bn 39

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