3Q 2023 Financial Performance

STRATEGY | STRATEGIC FRAMEWORK Our strategy is driven by ambitious aspirations for market position, profitability and customer experience Strategic Goals Position: Be among the top players in our target segments (Top 3 Market Share) ()) ())))) Profitability: Focus on profitability and return on capital (ROE > COC) Strategic Pillars البنك السعودي الفرنسي Banque Saudi Fransi Customer Experience: Continued commitment to leading CX (NPS #1) Wholesale Banking Personal Banking Private Banking Saudi Fransi Leasing Solidify market position Leverage segmentation and synergies Reinforce market leadership Top 3 in Wholesale Banking by ROE Top 2 in Affluent Banking by market share #1 in Private Banking by market share Risk Digital 2.0 Strategic Enablers Technology Treasury Saudi Fransi Capital Expand in new market segments Top 2 in Financing & Leasing by market share Seize existing opportunities and grow Top 3 in Investment Banking by Net Income Customer Experience & Brand Organizational Effectiveness & People | 14

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