Investor Presentaiton
Chola
Enter a better life
CAR and Credit Rating
murugappa
Tier I
Tier II
Capital Adequacy Ratio (CAR) - As per RBI guideline
19.62
19.37
17.13
17.44
16.62
3.13
3.82
2.35
2.30
1.96
16.49
14.78
15.14
14.66
15.55
FY22
FY23
Q1 FY24
Q2 FY24
Q3 FY24
Minimum CAR Stipulated by RBI is 15% & for Tier I is 10%
India ratings
Loan type
Care
ICRA
Crisil
ST CP/WCDL
Credit Rating LT NCD/CC
IND AA+ (ind) stable
CARE AA+/Stable
NCD (Public Issue)
IND AA+/ Stable
Tier II SD
IND AA+/ Stable
CARE AA+/Stable
[ICRA] A1+
[ICRA] AA+/Positive
[ICRA] AA+/Positive
[ICRA] AA+/Positive
[CRISIL] A1+
Tier I PDI
IND AA/ Stable
CARE AA /Stable
[ICRA] AA/Positive
Note: ICRA has reaffirmed the Ratings and Outlook upgraded to AA+ (Positive) from AA+ (Stable)
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