Investor Presentaiton
3 pillars of business to increase capital efficiency and unlock long-term value
SCBX's
3 Business Pillars
Cash cow
Core Banking Services
Highly commoditized and
competitive market
Business profile
•
.
Stable growth
Low risk, low ROE
Growth
Consumer Finance and
Digital Financial Services
A blue ocean with room for future
growth as market still growing and
players still developing recipe for
success
Business profile
Growth
Digital Platforms and
Technology Services
Game-changing platform driven
businesses to win customers
Business profile
Platform business model
Digitize & Optimize
High growth potential
High ROE
Expand new segments &
Develop partnerships
•
•
Small scale with exponential
growth opportunities
Build new tech capabilities to disrupt
Seek regional & inorganic growth, and IPO (domestic and international)
Tech-focused
Siam Commercial Bank PCL. | Analyst Meeting Presentation | September 22, 2021
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