Financial Performance and ESG Strategy Update

Solid performance reflecting strong execution of our strategic priorities Diluted EPS Reported $6.68 Adjusted 1,2 $7.05 Revenue $21.8B YOY +9% Earnings ROE CET1 Ratio6 YoY -4%-2%2 Reported NIAT Adjusted PPPT2,3 $9.4B YoY -3%/+7%² $6.2B Reported 4 Adjusted 2,5 14.0% 14.7% 11.7% YoY -65 bps Earnings Growth ⚫5%-10% Return on Equity • 15%+ Operating Leverage • Positive Dividend Payout Ratio ⚫40%-50% CIBC◇ For footnoted information refer to slide 36. Reported Adjusted² F22 (4%) (2%) 3-YR CAGR8.6.1% 5.8% 2022 Financial Objectives7 ● F22 14.0% 3-YR Average8 • 13.4% 14.7% 14.4% • F22 (1.9%) (1.9%) 3-YR Average • (0.2%) (0.6%) F22.48.8% 3-YR Average • 53.8% 46.3% 48.9% 7

View entire presentation